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When Is the Right Time To Buy a Comprehensive Car Insurance Policy?

Written by Kelsey Lacey

A comprehensive car insurance policy protects the car from any unforeseen circumstances on the road, including proof of insurance documents when transporting cars from state to state. This is the highest level of protection and policy holders for the car can claim immediate damages in any case. It offers complete peace of mind and financial security to the insured and is much better than third party car insurance. People who are very possessive about their car and want to know what happens with the car, should go for comprehensive car coverage.

However, doing anything needs to be at the right chance and the right time. This applies to comprehensive insurance as well. This article will help you understand how timing is important in the purchase of comprehensive car insurance online.

Right time to buy comprehensive car insurance

Comprehensive car insurance provides holistic coverage to the vehicle owner from natural and man-made disasters. Ideally, it is beneficial to purchase comprehensive car insurance as soon as you purchase the vehicle. However, most people do not do that since only third-party coverage is mandatory. However, there are certain conditions under which is it necessary to have comprehensive coverage. Here are a few examples:

  • Buying a new car

To most people, buying a new car is almost a dream come true and seems like an important milestone in life. People spend millions of rupees for a new car and the best way to keep the investment and enjoy complete peace of mind is to seek a comprehensive car cover. At this point, you might get lower car insurance prices for your coverage. *

  • Moving to a big city

Big cities are always plagued with traffic and people and road accidents and vehicle losses are very high in congested cities. Those who live in these metros or migrate to a larger city must have a comprehensive car insurance policy. *

  • After buying an expensive car

People who buy a high-end fancy car like Audi or BMW can opt for a comprehensive car cover because it protects the car from damage and reduces the risk of theft. Also, repairing fancy cars can be extremely costly, so it can be very beneficial if provided by an insurance company. *

  • If you are new to driving

New drivers who are not skilled in driving and clumsy drivers who are prone to accidents and accidents should opt for comprehensive car insurance coverage. This can be a great help in protecting the person and the car in unavoidable road conditions. *

  • Frequent road trippers

Many people buy cars for outdoor driving and for frequent trips and excursions. Comprehensive car insurance is mandatory for those who want to travel in rural areas by road. It protects them from unexpected damage and helps with breakdown assistance and damage protection.

* Standard T&C Apply

A comprehensive car insurance policy is one of the best ways to protect a car as it treats dents without creating any dents in the wallet. The plan offers the most comprehensive coverage for the car and makes the plan the most attractive with its customizable add-ons. It also covers third party losses so it gives car owners peace of mind that they can also drive the car legally. To make sure all these features are accessible to you at an affordable price, you can use a car insurance premium calculator. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.

About the author

Kelsey Lacey